Download PDF Ebook Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership (Justice, Power, and Politics)
Description for Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership (Justice, Power, and Politics)
Review Details bungling mismanagement, gross corruption, distorted incentives, civil rights regulations that went unheeded and unenforced � what Taylor calls a system of 'predatory inclusion' that was distinct yet not entirely free from the racist system of exclusion that preceded it.--The New York TimesThe book makes a strong case that giving so much power to profit-driven industries doomed the program's goals from the start, and there are clear parallels to the later subprime mortgage crisis of the 2000s. Race for Profit is an important addition to the literature on predatory lending and housing discrimination, as well as a valuable warning.--Foreword ReviewsEssential for readers wishing to understand the depth and differentials of U.S. racial discrimination, Taylor's masterly expose of the political economy of the racially bifurcated market systematically lays bare how residential segregation made profits from race; it also illustrates the mismatch of market solutions to racist policies and practices and underscores the limits of legislation alone to undo institutional racism.--Library Journal, starred reviewLike many historians, Taylor stays close to the history she documents and doesn't set out to address the present day in a sustained or direct way. She doesn't propose a solution to these perpetual abuses, and certainly not a neat, bipartisan policy move. In her telling, the problems are deep and abiding. They have to do with the degree to which the 'American Dream' has become synonymous with the big yet also small accomplishment of owning a house.--The New RepublicA groundbreaking new book.--The New Yorker Read more Review In Race for Profit,�Keeanga-Yamahtta Taylor makes an enormous contribution to the collective understanding of the methods and mechanics of racial capitalism, revealing how the real estate industry's long history of discrimination against African Americans has adapted from explicit policies of racist exclusion to equally devastating predatory financial mechanisms. Drawing on deep archival research, Taylor's lucid and incisive book explains why we cannot look to the private sector for solutions, but instead need a radically different approach to housing based on the right to a dignified life for all.'�Naomi Klein, author of The Shock DoctrineTaylor offers a strong account of major transformations in U.S. affordable housing policy and its impact on African American communities. This is an extraordinary book, measured and incisive, with a rich and compelling narrative.--Joseph Heathcott, The New SchoolThis is an incredibly important history. Well-written, persuasive, and brimming with insightful analysis, Race for Profit is a book that people have been waiting for.--Beryl Satter, author of Family Properties: How the Struggle over Race and Real Estate Transformed Chicago and Urban AmericaRace for Profit powerfully disrupts a standard story about racism--that it depends on discriminatory exclusion--and introduces readers to 'predatory inclusion,' an analytical gift for students of social history. Through impressive research and vivid storytelling, Taylor offers an unflinching examination of the mythology that has sustained the American dream, ultimately revealing that, for many African Americans, homeownership hasn't resulted in the fulfillment of a dream but instead has been a nightmare--a horror story of racial capitalism.--Michelle Alexander, author of The New Jim Crow Read more See all Editorial Reviews
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